What's new in Investments & Savings
Market updates and portfolio performance review
As we speed towards yet another Christmas, now seems a good time to provide a ‘financial market update’ to summarise…
Portfolio Service Rebalance: Communication via E-Sign
The take-up of our recently-launched Portfolio Service continues apace. As of now, approximately £150 Million of our clients’ Investment and…
6 positive ways to enhance your finances
As doctors and dentists, you work hard to put money in your pocket but is that money working as hard…
Financial market view: “Après la pluie, le beau temps”
What a year it’s been! Whilst reflecting on these last 12 months of pandemic and the implications on all our…
Portfolio updates: Electronic signature consent
As part of our care and commitment to providing the best investment advice, we offer our Legal & Medical portfolios….
Taking stock of the markets since the COVID outbreak
There is no doubt the COVID outbreak has been a worrying time. We all have family or friends who are…
Hold on tight and ride the ‘financial market’ storm
We’ve all had to grit our teeth and hunker down over the last few months during this Covid-19 pandemic. If…
Covid-19: The impact on investments Q&A
There is no doubt that the Covid-19 coronavirus pandemic is a worrying time for all. Many of us will have…
Are you up to speed with ISAs?
ISAs have changed a lot in the last few years. They are still one of the most tax-efficient and flexible…
Benefits and risks of investing in Property Funds
With the recent press announcement regarding the suspension of M&G’s Property Fund, we thought our clients would find it beneficial…
The Christmas gift your child didn’t even know they wanted!
Christmas is a time of joy, the season for giving and spoiling our children with gifts. There’s nothing better than…
Freshen up your finances with a health check
September not only brings a new school year, student freshers’ and shorter autumnal days to truly let us know summer…
Work until I’m 67! How can I afford not to?
Many of us are looking down the barrel of our ‘normal retirement age’ being 67. A chilling thought. One that…
Investing in volatile markets: The benefits
After a period of unprecedented low stock market volatility, the UK markets have returned to a more ‘normal’ volatility of…
How to relieve the financial cost of raising a child
The cost of raising a child from birth to age 21 is a massive £231,843 according to the most recent…
Will Brexit, Schmexit affect your investments?
Doctors and medics are a little apprehensive about how Brexit, Schmexit will affect their investments. When there’s a change in…
Investing in uncertain times! Structured Investments
It’s hard to know where to invest your money at the best of times, let alone in times of unrest…
Time to panic (or is it?) with the new ‘Quarterly Reporting’
Recent changes in financial services rules have meant that many providers are now obligated to report on your investments every…
Medics with a Limited Company: You now pay more tax!
Any doctor or dentist who is an owner or director of a limited company, and who gets paid partly or…
Should you invest monthly or in one lump sum?
Is it better to save up and invest a lump sum or invest on a monthly basis? Saving regularly certainly has many benefits…
Buying a holiday home: A waste of money but I want one!
There are so many things in life that are better rented than owned – skis, boats, jacuzzis. Surely holiday homes…
The interest rate-inflation effect
Are you a home-owner with a mortgage, a retired medic trying to live off your pension income, or simply a saver trying to put funds…
How to help your children get onto the property ladder
The “Bank of Mum and Dad” (Bomad) has unofficially become the UK’s 9th biggest mortgage lender, with parents gifting or…
4 more nails in the buy-to-let coffin
Calling all buy-to-let landlords. The new tax law that comes into force in April 2017 isn’t the only nail in…
5 ISA changes doctors and dentists need to know about
Are you desperately trying to save for your first home or, at the other end of the spectrum, so that…
Lifetime ISA: What’s in it for me?
The Chancellor’s Budget U-turn on pension tax relief changes wasn’t the only surprise he had up his sleeve; he also…
Budget 2016: The changes that affect doctors and dentists
We have cut through the swathes of Budget 2016 articles to bring you a short update on the matters that…
Another nail in the coffin for rental property
Are you a landlord with a mortgage on your rented out property? If you are, even basic rate tax payers…
Choose your investments wisely with Legal & Medical
There’s a bewildering array of investment and savings products to choose from. Which ones are right for you as a medical or dental professional will depend on 3 core factors.
- Your investment goals
- Your attitude to risk
- How frequently you want to invest: regularly vs a lump sum or a bit of both
Your answers to these questions will determine what strategy and portfolio is right for you, your individual needs and circumstances.
With an investment and savings portfolio that’s specific to your unique needs and your profession as a medic, you and your family can live the lifestyle you want to lead now and generate a tax efficient wealth in the future.
How we can help you
At Legal & Medical, we take away the time and effort it takes to understand the investment and saving choices you have, guiding you through the pros and cons of the viable options and creating a bespoke financial plan that works towards achieving your investment portfolio goals.
Get in touch to find out more