What's new in Investments & Savings
Will Brexit, Schmexit affect your investments?
Doctors and medics are a little apprehensive about how Brexit, Schmexit will affect their investments. When there’s a change in…
Investing in uncertain times! Structured Investments
It’s hard to know where to invest your money at the best of times, let alone in times of unrest…
Are there any tax efficient opportunities left for medics?
You’re undoubtedly well acquainted with the tax efficiency of ISAs and pensions, but are there any lesser known tax savvy…
Time to panic (or is it?) with the new ‘Quarterly Reporting’
Recent changes in financial services rules have meant that many providers are now obligated to report on your investments every…
Medics with a Limited Company: You now pay more tax!
Any doctor or dentist who is an owner or director of a limited company, and who gets paid partly or…
How to relieve the financial cost of raising a child
The cost of raising a child from birth to age 21 is a massive £231,843 according to the most recent…
Should you invest monthly or in one lump sum?
Is it better to save up and invest a lump sum or invest on a monthly basis? Saving regularly certainly has many benefits…
Buying a holiday home: A waste of money but I want one!
There are so many things in life that are better rented than owned – skis, boats, jacuzzis. Surely holiday homes…
Are you up to speed with ISAs?
ISAs have changed a lot in the last few years. They are still one of the most tax efficient and…
Work until I’m 67! How can I afford not to?
Many of us are looking down the barrel of our ‘normal retirement age’ being 67. A chilling thought. One that…
The interest rate-inflation effect
Are you a home-owner with a mortgage, a retired medic trying to live off your pension income, or simply a saver trying to put funds…
Two alternatives to bank savings accounts
Wondering what to do with all that money that’s sitting in the bank earning pittance? Have you looked at these…
How to help your children get onto the property ladder
The “Bank of Mum and Dad” (Bomad) has unofficially become the UK’s 9th biggest mortgage lender, with parents gifting or…
4 more nails in the buy-to-let coffin
Calling all buy-to-let landlords. The new tax law that comes into force in April 2017 isn’t the only nail in…
5 ISA changes doctors and dentists need to know about
Are you desperately trying to save for your first home or, at the other end of the spectrum, so that…
Investing in volatile markets: The benefits
In these uncharted economic times, I feel now is a good time to look at how doctors and dentists can…
Lifetime ISA: What’s in it for me?
The Chancellor’s Budget U-turn on pension tax relief changes wasn’t the only surprise he had up his sleeve; he also…
Lifetime ISA: 10 key facts for medics
In his 2016 Budget, Chancellor George Osborne announced the introduction of a Lifetime ISA. What is this new type of…
Budget 2016: The changes that affect doctors and dentists
We have cut through the swathes of Budget 2016 articles to bring you a short update on the matters that…
Another nail in the coffin for rental property
Are you a landlord with a mortgage on your rented out property? If you are, even basic rate tax payers…
Is it possible to invest ethically and make a profit?
Once upon a time the choice was clear: invest ethically or make a profit. It was one or the other…
Choose your investments wisely with Legal & Medical
There’s a bewildering array of investment and savings products to choose from. Which ones are right for you as a medical or dental professional will depend on 3 core factors.
- Your investment goals
- Your attitude to risk
- How frequently you want to invest: regularly vs a lump sum or a bit of both
Your answers to these questions will determine what strategy and portfolio is right for you, your individual needs and circumstances.
With an investment and savings portfolio that’s specific to your unique needs and your profession as a medic, you and your family can live the lifestyle you want to lead now and generate a tax efficient wealth in the future.
How we can help you
At Legal & Medical, we take away the time and effort it takes to understand the investment and saving choices you have, guiding you through the pros and cons of the viable options and creating a bespoke financial plan that works towards achieving your investment portfolio goals.
Get in touch to find out more