It’s not surprising many homeowners are concerned about the future affordability of their mortgage. We haven’t seen interest rates this high for many years, in fact, not this century! Did you know there may be…
Continue readingHave you reviewed your protection contracts recently? It may be worth asking your adviser for a review as many new protection contracts have improved their offerings. Protection policies today offer so much more than just…
Continue readingAs the summer draws to a close many will have turned their minds to packing children off to university or are contemplating how long those who already graduated will be back home after returning at…
Continue readingWhy are some medics more financially successful than others? Aside from the obvious, different specialties and experience levels command different salaries – and so on – those who have achieved financial success are likely to…
Continue readingMost NHS pension scheme members are aware of the McCloud Remedy and the government’s decision to remove age discrimination to ensure equal treatment for all NHS pension scheme members. We now ask who will be…
Continue readingThe Department of Health and Social Care (DHSC) has just published its response to a recent consultation on NHS member pension contributions. This is well-timed with the NHS pension scheme moving from a final salary…
Continue readingOnce more we find ourselves in unusual times, and this time we are not talking covid – I refer to inflation. In most cases inflation is considered harmful, and if you read our article last…
Continue readingAs summer finally reveals its true glory here in the UK – are the markets beginning to warm up too? Owen from our investment committee provides a market and portfolio update… General Market Update –…
Continue reading