A Lasting Power of Attorney (LPA) is a powerful legal tool allowing someone you trust (the ‘attorney’) to make decisions on your behalf. One area where this authority can come into play is gifting. There…
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Retirement may be edging further away for NHS doctors and dentists. Work and Pensions Secretary Liz Kendall recently announced the return of an independent Pensions Commission, originally launched under Tony Blair, to help future-proof the…
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You’ve probably heard the saying: “Everything is a dream until you decide to make it happen.” And it’s true. Many of us dream of financial freedom – the freedom to choose where we live, how…
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With the latest NHS pay awards now confirmed, it’s a good time to review how these changes could affect both your pension contributions and overall tax planning as medical professionals. Whether you’re contributing to the…
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After the significant stock market volatility experienced in April, driven largely by US President Trump’s “Liberation Day” tariffs, equity markets have since recovered across the board as trade tensions have eased somewhat. We also saw…
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For years, buy-to-let investments have been seen as a reliable path to wealth, offering rental income alongside long-term property appreciation. However, recent changes in legislation, tax policy, and market conditions have significantly diminished its appeal….
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Managing your NHS pension can feel overwhelming, especially when unexpected figures appear on your statement, like a negative pension input amount. These numbers can look puzzling, particularly when they show up as ‘-£20,000.00’ or in…
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The government has announced delays in the rollout of the Remedial Pension Savings Statements (RPSS) to those affected, citing the complexities of the issue as a key reason – this is far from unexpected. The…
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