If you’ve recently checked your NHS Total Reward Statement (TRS), the eagle-eyed amongst you may have noticed something new: two different pension figures for the same period of service. Don’t worry, this isn’t a mistake….
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Dentistry isn’t just about bright smiles and healthy gums. It’s a profession grounded in precision, empathy and long-lasting relationships. You spend your days putting patients first, but while you are looking after everyone else, there’s…
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You know how annoying it is when you become an adult and realise your parents really were right and their advice was damn near perfect! I hadn’t been a financial adviser long before I started…
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Well, it’s been quite a year. Let’s remind ourselves where we were back in April 2025, as we were in the full throes of President Trump and Tariff-gate. Markets in the US dropped by around…
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We are already several weeks into the New Year. The festive break feels like a distant memory, work has resumed at full pace, children are back at school (with mocks underway for some), and you…
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In recent years, we’ve seen a steady rise in enquiries from doctors and dentists about financial protection, particularly income protection. It’s hardly surprising. Economic uncertainty, rising living costs, workforce pressures, and ongoing NHS challenges have…
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In the UK, charitable giving at Christmas can be both financially savvy, thanks to generous tax reliefs such as Gift Aid, Payroll Giving, and inheritance tax exemptions, and socially meaningful, as donations support vital causes…
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After recently becoming a father myself and a financial adviser to medical and dental professionals who balance demanding careers, family life, and long-term planning, I’m often asked the same questions. The most common being, how…
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