Are you an NHS doctor with annual allowance concerns? Recent pension legislation changes have caused some unintended consequences regarding our NHS doctors’ annual allowance, leading many doctors to retire early, leave the NHS pension scheme or dramatically…
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The cost of raising a child from birth to age 21 is a massive £231,843 according to the most recent research¹ carried out in 2016! With inflation, this could be as much as £243,435 in…
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Confused about how much you’re allowed to contribute to your pension and what to do if you’ve been hit with an unexpected tax bill? If you are, you’re not alone amongst doctors and dentists. This…
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Two years on from the NHS England’s surprise announcement that it would pay towards the costs of covering for a sick GP locum, many practices report mixed outcomes. The new rules, effective from April 2017,…
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Back in 2006, the General Medical Council regulation changes resulted in many dentists opting to operate as a ‘Limited Company’. Well over a decade on and some significant legislative changes later, is incorporation still an…
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Applying for a mortgage is reasonably straightforward for most NHS doctors and dentists. But what if you are a locum? It’s great to be self-employed and to have flexible working patterns, but if these benefits…
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Who would have thought an NHS pension scheme could be too generous? When transferring your 1995 NHS pension scheme to the 2008 NHS pension scheme, you’d like to think you were ending up with a…
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Who would have thought summarising a new tax year would feel like a little light relief? For a change, we can bring you some good news and certainty regarding tax! As we spring into another…
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