Recent changes in financial services rules have meant that many providers are now obligated to report on your investments every quarter, not annually. Surely this change is a good thing? So why then has it…
Continue readingBeing a locum has many advantages. Greater flexibility, autonomy and variety, but there are some disadvantages too. Peaks and troughs in income, difficulties with getting a mortgage, and uncertainty about your financial situation if you…
Continue readingThe warnings that changes to Clinical Excellence Awards (CEAs) were afoot have come true. A new local Clinical Excellence Award scheme is now in force and it affects the pay and pension of all NHS…
Continue readingHow doctors and dentists view and use their pensions has changed since ‘Pension Freedoms’ came into being in March 2015. If you’re a medic thinking of retiring, here’s a quick overview of what you can…
Continue readingLocums are becoming a vital part of increasingly pressurised general practices, yet the NHS benefits they’re entitled to are not always as fair as they could potentially be. While locums can contribute to the NHS…
Continue readingThe Facebook and Cambridge Analytica scandal has made many of us wonder exactly how private and secure is the information that companies have about us. Do you really know what you have and have not…
Continue readingIs it better to save up and invest a lump sum or invest on a monthly basis? Saving regularly certainly has many benefits and often requires a different strategy to investing a lump sum. There are various investment…
Continue readingFrom the 6th April 2018, doctors and dentists who have more than £1,030,000¹ in their pension pot are very likely to be hit with an unwelcome tax bill. Even medics who don’t think their pension…
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