Applying for a mortgage is reasonably straightforward for most NHS doctors and dentists. But what if you are a locum? It’s great to be self-employed and to have flexible working patterns, but if these benefits…
Continue readingWho would have thought an NHS pension scheme could be too generous? When transferring your 1995 NHS pension scheme to the 2008 NHS pension scheme, you’d like to think you were ending up with a…
Continue readingNHS staff are leaving the NHS Pension Scheme at almost 5 times the rate of other public sector workers¹. Are you thinking of joining them? Or maybe, like thousands² of other members, you’re thinking of…
Continue readingAs the deadline for the filing of our tax returns thunders towards us, hopefully you can smile slightly smugly knowing yours was either sent to the accountant or filed by you some time ago…but what…
Continue readingDid you lose track of your financial position somewhere in the midst of the Christmas rush? The constant PayPal payments going out of your account, the last minute panic shopping, and the brilliant social life…
Continue readingThere are few sentences I find more terrifying when uttered by my big sister than “Please don’t buy me a present. I don’t need anything.” How on earth can you buy a gift for someone…
Continue readingWhat doctor or dentist doesn’t find the better, more varied work/life balance of part-time working enticing? Of course one of the downsides is a reduced income with, you would think, an equivalent reduction in your…
Continue readingLike many doctors and dentists, you may have already started to think about your next tax return, but have you got all the information you need to complete it? In a few weeks’ time, some…
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