At a glance, the third quarter was choppy: markets were slightly positive in the UK and US, flat in Europe, and negative in Japan and China. Bond yields rose as central banks weighed inflation and…
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If your NHS pension grew by more than the annual allowance in 2025/26, NHS Pensions should have written to you by 6 October 2026. That letter is your Pension Savings Statement, and for many consultants…
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Between your General Medical Council renewal, your Royal College subscription, and the drive to that regional teaching day, being a doctor or dentist comes with a long list of out-of-pocket costs. The good news is…
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For years, setting up a limited company was almost a default recommendation for dental associates. Corporation tax was relatively low, taking money out as dividends was taxed more lightly than salary, and there was a…
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With NHS pension contributions taking a significant chunk out of your monthly pay, it is understandable to question whether the NHS pension scheme is still good value for money. At the top end of the…
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Raising children is one of life’s greatest joys, but there’s no denying it has become seriously expensive, and when you are a doctor or dentist, juggling on-call rotas, practice targets and school runs, you’ll feel…
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I had an interesting chat with my teenage daughter, following the appointment of Andy Burnham as our latest Prime Minister. We were discussing how many UK Prime Ministers have held office in her lifetime. She…
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For many NHS professionals, the pension scheme is viewed primarily as a retirement benefit. Yet one of its most valuable features is often overlooked: the protection it offers your family if you die while still…
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