As a doctor or dentist, earning £100,000 per annum puts you and your family in a great position, doesn’t it? Sadly, it isn’t quite that simple! In recent years, one of the most common questions…
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How can we help the ‘Boomerang Generation’ become financially independent, step out on their own and possibly gain some attractive inheritance tax (IHT) breaks along the way? By supporting your children in smart, tax-efficient ways,…
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It’s been an interesting few months – to say the least. After a strong start to the year, February proved to be a more challenging period with markets facing growing uncertainty under the new Trump…
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The current annual allowance and Remediable Pension Savings Statement (RPSS) process has become a source of widespread confusion for many. 69% of NHS pension scheme members* still await their RPSS. For those medics who have…
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The 2024/25 tax year-end is fast approaching, so it’s the perfect time to review your Individual Savings Account (ISA) and ensure you’re taking full advantage of your tax-free allowance. You still have time to maximise…
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When planning Inheritance Tax (IHT) most people rapidly turn to gifting. While this can be a useful option, generally, you must survive seven years after making the gift for the recipient to be outside your…
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As the tax year-end approaches, it’s easy to feel overwhelmed and think it’s too late to ensure you have utilised all your tax savings before the tax year end, but don’t worry – you still…
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Picture this scene – it’s the first Monday back at work in 2025, January 6th, and I’m driving to a meeting. The radio breaks the morning routine with a sobering statistic – it’s the day…
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