What a year it’s been! Whilst reflecting on these last 12 months of pandemic and the implications on all our lives, it made me think of an old french proverb – “Après la pluie, le…
Continue readingMost NHS pension scheme members focus on the retirement fund that comes with their pension. But did you know that it also provides valuable benefits to spouses, civil partners, partners and dependent children on the…
Continue readingWith the Budget firmly on everyone’s mind, we pick out the key headlines with relevance to financial planning. More detailed information will follow in the coming weeks! Income tax For 2021/22 Personal Allowance is increasing…
Continue readingKeeping up to date with NHS pension scheme changes can be challenging and tedious at the best of times, let alone when you have 3 big NHS pension scheme changes to get your head around! …
Continue readingKnowing which section of your NHS pension scheme you are a member of is important; 1995, 2008 or the 2015 NHS pension section? Depending on which pension section you are a member of determines the…
Continue readingAs part of our care and commitment to providing the best investment advice, we offer our Legal & Medical portfolios. We monitor and manage these very carefully. From time to time we need to ‘rebalance’…
Continue readingDo the words “threshold income”, “adjusted income”, “tapered allowance” & “scheme pays” sound familiar? For those clinicians who recognise this terminology we finally have some good news regarding any tax charges you may have incurred…
Continue readingNever has a generation been so united with one Christmas wish – a world without Covid! Finally, we see glimmers of hope that the new vaccine will return us all to some form of ‘normality’…
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