For years, setting up a limited company was almost a default recommendation for dental associates. Corporation tax was relatively low, taking money out as dividends was taxed more lightly than salary, and there was a…
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With NHS pension contributions taking a significant chunk out of your monthly pay, it is understandable to question whether the NHS pension scheme is still good value for money. At the top end of the…
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Raising children is one of life’s greatest joys, but there’s no denying it has become seriously expensive, and when you are a doctor or dentist, juggling on-call rotas, practice targets and school runs, you’ll feel…
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I had an interesting chat with my teenage daughter, following the appointment of Andy Burnham as our latest Prime Minister. We were discussing how many UK Prime Ministers have held office in her lifetime. She…
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For many NHS professionals, the pension scheme is viewed primarily as a retirement benefit. Yet one of its most valuable features is often overlooked: the protection it offers your family if you die while still…
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Significant changes to the taxation of pensions on death are coming your way from 6 April 2027. For many individuals, particularly doctors, dentists and other medical professionals with substantial NHS and private pension arrangements, these…
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“Should I wait until I buy a house before I go locum?” “Do I need 2 years of accounts to buy?” These are two of the most common questions I hear from doctors and dentists…
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Thousands of NHS staff across the UK may be entitled to a refund on their pension contributions, and many don’t yet realise it. If you’ve worked part‑time, taken maternity leave, been off sick, or had…
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